For daycare owners
Daycare finance tools
A private-pay daycare collects tuition weekly or monthly, usually in advance. That is good for cash. The pressure comes from staff. Ratios set how many teachers each room needs, so payroll is large and hard to cut when enrollment dips.
13-week cash flow forecast
Open →How much cash to keep
Open →How much to pay yourself
Open →Can I afford to hire?
Open →Break-even calculator
Open →Monthly financial report
Open →Common questions
Does this fit daycares that take state subsidies?
Yes, if most tuition is private pay. Subsidy payments arrive later, so the forecast puts them at their usual speed.
How much cash should a daycare keep?
At least two payrolls plus a month of rent and other fixed costs. Add more if a large share of revenue comes from subsidies paid in arrears.
Get this done for you every Monday
One Page CFO reads your QuickBooks, builds your 13-week cash forecast and your one-page report, and a CFO checks both. $500 a month.